About Us
Who we are
Payment Practice is a specialist consultancy focused exclusively on regulatory compliance for payment service providers, e-money institutions and fintech firms operating in the UK.
We support firms across the full regulatory lifecycle — from authorisation and structural change through to ongoing compliance, reviews and remediation — helping them meet regulatory expectations with confidence and clarity.
Our work is grounded in practical experience. We focus not only on what the rules say, but on how they are applied in practice, and how firms can demonstrate compliance in a way that is proportionate, defensible and aligned to their business model.
Our experience
We bring deep experience across the UK payments and fintech sector, supporting firms of all sizes — from early-stage applicants to established regulated businesses.
Our work spans authorisation and change-in-control projects, ongoing compliance advisory, regulatory reviews, consumer outcomes, governance frameworks and operational resilience. We regularly support firms preparing for regulatory engagement, supervisory reviews and follow-up actions arising from audits or inspections.
This breadth of experience allows us to anticipate regulatory challenge points and help firms address them before they become issues.
APCC Corporate Member
We are proud to be a Corporate Member of the Association of Professional Compliance Consultants (APCC), the professional body for compliance consultants advising firms regulated in the UK.
APCC membership reflects our commitment to maintaining high professional standards, acting with integrity, and providing practical, informed and proportionate compliance support to regulated firms. As a Corporate Member, we are part of a professional community that engages with key regulatory developments, shares industry knowledge, and contributes to the ongoing development of compliance standards across the financial services sector.
For our clients, this provides additional reassurance that our work is carried out within a recognised professional framework, supported by ongoing access to regulatory insight, technical briefings, member forums and wider industry expertise.
How we work
Our approach is deliberately practical and proportionate.
We focus on solutions that are aligned to your business model, risk profile and growth plans, rather than generic frameworks or unnecessary complexity. We work closely with senior management, compliance and operations teams, acting as a trusted extension of your internal capability.
Engagements can be project-based or ongoing, and are structured to deliver clear outcomes rather than open-ended advisory.
What we do
Payment Practice provides specialist support across payment services regulation, including regulatory compliance reviews, advisory support and targeted remediation.
Our services are designed to help firms meet current expectations while preparing for future regulatory developments, ensuring compliance is not just achieved, but sustained.